Changes to national insurance, pensions, council tax and benefits kick in next week that mean changes to people’s incomes whether they are in work or out of work.

The main change, that affects most workers and their employers, is the change to national insurance contributions.

Until this year you would have paid 12% as the standard rate on top of what you pay in income tax.

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But after an announcement last year by the Chancellor Rishi Sunak that will go up to 13.25%.

The chancellor said the increase is for one year only and the extra money raised will be spent on the NHS and social care.

However, in the Spring Statement earlier this month he increased the annual National Insurance Primary Threshold and Lower Profits Limit from £9,880 to £12,570, from July, meaning the amount paid will reduce, as you pay NI contributions on a lower percentage of your wages.

Sunak said it will save the average worker £300 a year.

It means that for anyone earning less than £32,000 the impact of the 1.25% increase will be mitigated by the increase in the threshold.

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They will still pay more in April, May and June, however.

It means for most people the deductions in their wages in April to June will be higher, meaning less take home pay, unless you managed to get a bigger pay rise that that will still see you wage increase after the NI increase.

Analysts said the changes announced by the Chancellor will benefit middle and higher income earners more than those on the lowest.

The Resolution Foundation said: “Middle income households gain most as a share of income from this fresh package of support, which is worth around £420 in 2022-23.

“The average gain across the top half of the income distribution is £475, compared to a gain of just £136 for the poorest fifth of households.”

The Foundation noted: “ The package of immediate support is poorly targeted at those most likely to struggle with the rising cost of living, with only £1 in every £3 announced today going to the bottom half of the income distribution.”

Torsten Bell, Chief Executive of the Resolution Foundation, said: “It’s hard to overstate the scale of the cost of living crisis coming, with the year ahead bringing the highest inflation in 40 years and the worst income squeeze on record.”

People who receive benefits will also see a change.

Benefits are uprated each year and this year the amount is by 3.1%.

With inflation at above 6% and expected to rise to above 8% it is considered inadequate and will make poverty even worse for people who are already suffering.

The below inflation increase has been labelled real terms cut by anti-poverty campaigners.

Peter Kelly, Director of Poverty Alliance, said: “Amid a rising tide of poverty, the Chancellor could have thrown a lifeline by increasing benefits in line with inflation and by scrapping the unjust benefit cap.”

The State pension will also increase by 3.1% after the UK Government suspended the triple lock guarantee which this year would have seen a rise in line with inflation of above 6%.

Council tax is also increasing in Glasgow by 3%.

It takes a band B home, the most common in Glasgow to £???? a year

t means a total Band B, council tax and Water and waste water bill, which is the most common band in Glasgow, will rise by £46 from £1435 to £1481.

Band A will rise from £1230 to £1269.

Band B will go up from £1435 to £1481

Band C will go up from £1640 to £1694.

Band D will rise from £1845 to £1905.

Band E will rise from £2382.27 to £2452.

Band F will rise from £2915.51 to £3000.56

Band G will rise from £3479.55 to £3582.95

Band H will rise from £4214.06 to £4440.51

Householders in properties rated in Bands A to D, however, will get a £150 discount automatically applied to their bills.

It will come off payments due in the first months until it is used up