A MAN told a credit union worker he had “put holes in people’s heads” after being knocked back for a loan.

On the afternoon of February 9, 2021, Michael Dickson called Scotwest Credit Union, based at Elmbank Street in Glasgow city centre.

The 62-year-old was looking to obtain a loan of £20,000, however, he was told he was not eligible.

This resulted in Dickson becoming “increasingly agitated”.

He told the employee, “Listen, let me tell you something, I’ve gone around putting holes in people’s heads”.

They perceived this to be a threat.

At Glasgow Sheriff Court this week, prosecutor Jeremy O’Neill said: “The incident escalated but there are no further details of the call.

“The call was ended, and the matter was reported to the police.

“Attempts were made to trace the accused; however, they were unsuccessful.”

Dickson was later charged with behaving in a threatening and abusive manner by adopting an aggressive demeanour and uttering malicious and threatening remarks during a phone call.

His lawyer revealed his client had suffered family bereavements at the time due to Covid and was trying to get the loan to pay for the funerals.

He added: “He was in a very dark place at the time of the offence.”

Sheriff Patricia Pryce said: “The only thing suitable here is a fine given his medical situation. I can’t see his medical situation improving.”

Dickson, of Lockerbie, was fined £360.