With car insurance premiums a constant bugbear for UK drivers, it might surprise people to hear that your profession can have a massive impact on how much you pay.
With new research released by van and leasing company Vanarama, the job titles that have had the highest car insurance price increases have been revealed.
The data also shows that the average price of insuring a car has increased by £94.61 in the past two years.
With all that said, here are the job titles with the highest car insurance price rises in the UK over the past two years.
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The job titles with the highest car insurance price rises in the UK
To find out which occupations had the highest rise in insurance premiums, Vanarama analysed the country's 100 most common job titles and submitted them for insurance quotes.
They also used the UK's most common driver profile, a VW Golf 2020 which is the Uk's best-selling car.
The occupations with the highest increases are as follows:
1. Mechanic
- 2021 premium cost: £298.61
- 2023 premium cost: £453.44
- Increase: +£154.83
- Money Saving alternative: Motor engineer - save £200
2. Estimator
- £313.75
- £448.58
- +£134.83
- Building engineer – save £7
3. Administrator
- £308.44
- £440.52
- +£132.08
- Typist – save £116
4. Credit Controller
- £318.16
- £448.58
- +£130.42
- Building society staff – save £37
5. Designer
- £312.91
- £440.52
- +£127.61
- Illustrator – save £79
6. Personal Assistant
- £321.87
- £448.58
- +£126.71
- Typist – save £78
7. Trader
- £349.54
- £474.14
- +£124.60
- Money dealer – save £149
8. Buyer
- £319.98
- £444.01
- +£124.03
- No option
9. Finance Director
- £316.81
- £440.52
- +£123.71
- Finance manager – save £66
10. Developer
- £324.95
- £448.58
- +£123.63
- Systems manager – save £113
Simple ways to lower your car insurance costs
Vanarama have also revealed how you can lower your insurance costs:
1. Check your credit score
If you have a poor credit score, then it's likely that you'll have to pay higher premiums.
Checking before you apply for insurance is crucial as you can correct any mistakes on your report.
2. Get an older model car
Older car models tend to be cheaper to insure than newer ones as they are less likely to be vandalised or broken into.
3. Choose your number plate carefully
Your number plate can have a huge impact on how much you are charged.
For example, if you choose a number plate that has been used previously or one that looks like another, then you could be made to pay more.
Personalised number plates are even worse to insure as these plates are more likely to be stolen.
4. Reduce your mileage
The less you drive, the lower your insurance is likely to be as you are more likely to be in an accident the more you're on the road.
5. Shop around for new quotes before renewing
Even if you are happy with your service and price, always check around for better ones when the time to renew approaches.
6. Avoid accidents, points and reckless driving
This one is rather obvious but ensuring you drive safely and don't incur any damage or penalties from your driving will go a long way in lowering your bills.
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