Scots struggling to cover expenses could gain in the region of £4k if they seek advice amid the cost of living crisis. 

Analysis by Citizens Advice Scotland (CAS) found that 10 per cent of people had no money left each month after paying for necessities such as taxes, housing, utilities and food.

Based on the country's population, this works out to be 452,958 people.

The study, based on YouGov polling, also determined that 18 per cent had less than £125 left over each month.

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As monthly energy costs for a typical household are set to jump by £169 from September to October, CAS is urging people to seek advice if they are struggling with the launch of their Our Advice Adds Up campaign.

CAS Chief Executive Derek Mitchell said: “People are facing a devastating financial cliff edge this autumn, as energy bills soar and inflation shows no signs of slowing down.

“It’s important to understand what this actually means for people. Half a million people have nothing left after covering essential bills – they literally cannot afford another big increase in bills and prices.

“Over a million people have less than £125 left over – and next month average monthly bills are going up by £169.

“That’s why we’ve launched Our Advice Adds Up to encourage people to seek advice if they are struggling with the cost of living."

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By seeking help from CAS advisers, who promise to deliver 'real results', people can see financial gain in the region of £4,400. 

Mr Mitchell added: “Our advisers deliver real results – one in five people who seek advice see some sort of financial gain, and the average value of that gain is over £4,400.

“That can be life-changing money for people, our advice is free, confidential and impartial, were for everyone, regardless of background and circumstance so our message to people is to seek advice – it can really add up.

“People can get help from their local CAB, or check online resources like our public advice site, www.moneymap.scot  or www.checkmycounciltax.scot."